By Nova Lui on
8/29/2008 9:27 PM
The much awaited budget mesra rakyat is out again. Its not very very much of a growth focus budget but instead more of a budget mesra rakyat. But I am happy with the focus into public transport. I pray everyday there is no jam in KL… have never stop praying for that. There are few that personally I think its good to share with everyone:-
(click on the title to read more about my review on budget 2009. Full speech also available for download)
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By Nova Lui on
8/25/2008 7:15 AM
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By Nova Lui on
8/19/2008 10:42 PM
Market has been and will be ever and forever so competitive in the mortgage sales. Once you decide to buy a property, less than 1 week few bankers will call you and try to offer you their mortgage products. Just there is something that is bugging me…in order to get the sales, the agents are even willing to mislead of confuse the investors.
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By Nova Lui on
8/14/2008 2:37 PM
Dear abang-abang, adik-adik and kakak-kakak sekalian. This is the day we are all waiting for.............Mega Sales! Beside compound discount, PTPTN also can give discount. Thank you very much ;)
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By Nova Lui on
7/29/2008 11:47 PM
Yeah yeah…there is no more 20 days of interest free period? So what? You are going to sit down and cry? Take it or leave it dude. You cannot imagine the number and types of credit cards I own. I enjoy going plastic. Credit cards give me unlimited cash flow, yet I am the master of my cards and not the other way round. No bad debt, no koyak pocket, no need to borrow money from Ah Long Pte Ltd
If people were more educated on how credit cards work, there won’t be the need to read the all the bullshit from other blogs that complain about it.
Again, you can complain about this new regulation or use your brain to think of how you can get around it. The key concept is very easy-- &am ...
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By Nova Lui on
7/29/2008 11:46 PM
Inflation is at record high in most nations. There are seriously nothing very much we can do about it. Personally I don't see myself spending more... but prices are just up up up. Generally inflation this time is not motivated by consumer spending but by increase in energy prices. Thus easily kill our consumption power.
Interestingly after petrol linked credit card, now there are increasing trend of banks launching promotion or credit card related to purchases from hypermarket. First we have Giant that tied up with Ambank and Citibank. Th ...
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By Nova Lui on
7/29/2008 11:46 PM
Recently I received few forward email by the title of this article. When I read the content, I come into total disagreement with what this guy has to say. True many people lose their money in the previous recession but yet still many millionaires are made during that time. Remember about the 80/20 rules? You can be a 80% investors whom panic and listen to him, or the 20% investors whom make big money during recession. In this article, only the words in blue are written by me, while the rest are copied directly from the email.
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By Nova Lui on
7/29/2008 11:45 PM
Citibank just launched their Giant credit card today. This is the last thing I want to see from them...First of all i don't like giant. Generally their stuff are more expensive (perhaps few % more expensive then other competitors like Tesco and Carrefour). This would net off the rebates from credit card purchases.
Infact working with Giant is not a new thing, Ambank's credit card are affiliated with Giant where they give 3 months zero interest installments for any purchases at Giant... infact that is more interesting.
Giant's pricing policy is that if in any dispute, they will charge you the higher price. eg if u see 2 different price tag due to error, they will charge u the higher one and claimed that they cheaper one is a old price.
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